A Smarter Borrowing Strategy for Entrepreneurs and High Earners with Joseph Wang (Ep. 10)
What if you didn’t have to sell your investments every time you needed cash? There’s a different way to think about liquidity, and most people have never heard of it.
In this episode of The Pleasant Street Pod, host Taylor Nissi, CFP®, CEPA, sits down with Joseph Wang, Co-Founder and Chief Revenue Officer of SyntheticFI.
They get into a tool that’s been showing up more and more in real client conversations, especially for high earners and entrepreneurs who have built significant portfolios but still run into moments where they need access to capital.
It’s a practical conversation: How do you handle a big tax bill? Buy a home or even a business? Help your kids? Without blowing up the plan you’ve already built?
Taylor discusses:
- Why most financial advice focuses on growing assets, but ignores how to actually use them
- A simple way to think about box spreads and why the rates can be so different
- Real client scenarios where this strategy created flexibility, not stress
- How borrowing, when used intentionally, can support both lifestyle and long-term goals
- And more!
Resources:
- Strategic Wealth Scorecard (2-minute assessment): Strategic Wealth Score Card
Connect with Taylor Nissi:
- Pleasant Street Wealth Advisors
- LinkedIn: Taylor Nissi CFP®, CEPA
- Book some time with Taylor (Book 20 Minute Strategy Call)
Connect with Joseph Wang:
About our Guest:
Joseph Wang is the Co-Founder and Chief Revenue Officer of SyntheticFI, a fintech company focused on helping advisors and clients access more flexible borrowing strategies. His background includes working with family offices and RIAs, which led to building tools that were previously only available to larger institutions.
Podcast: Play in new window | Download | Embed